398 programas en Ontario

Subvenciones para pequeñas empresas en Ontario y Programas de Financiación (2026)

Descubra 398 subvenciones, créditos fiscales y programas de financiación disponibles para empresas de Ontario. La IA de GrantOps le conecta con todos los programas en 60 segundos.

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398

available programs

Up to $5,000

Starter Company Plus grant

Up to $10,000

per trainee, Ontario Job Grant

Ontario Innovation Tax Credit (OITC)

Financiamiento gubernamental en Ontario

Ontario is Canada's largest provincial economy, and its small businesses can draw on 398 federal and provincial grants, tax credits and funding programs. For owners who are starting out, the core supports are Starter Company Plus (a grant of up to $5,000 with training and mentoring, delivered through Ontario Small Business Advisory Centres), the Ontario Job Grant for training staff, and the federal Canada Summer Jobs wage subsidy for hiring young people aged 15 to 30. Growing companies in southern Ontario can apply to FedDev Ontario, new businesses in Northern Ontario to the Northern Ontario Heritage Fund Corporation (NOHFC), and businesses hurt by U.S. tariffs to the Regional Tariff Response Initiative and the Ontario Together Trade Fund. Companies doing R&D add NRC IRAP and the Ontario Innovation Tax Credit (OITC), an 8% refundable credit that stacks on the federal SR&ED credit.

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Créditos fiscales I+D en Ontario: SR&ED + apilamiento provincial

Ontario offers multiple provincial R&D credits that layer on the federal SR&ED credit. The Ontario Innovation Tax Credit (OITC) provides an 8% refundable credit for CCPCs on the first $3M of qualifying R&D expenditures. The Ontario Research and Development Tax Credit (ORDTC) adds 3.5% non-refundable for all corporations. For CCPCs, the combined federal (35%) plus OITC (8%) yields a 43% refundable recovery on the first $3M. The Ontario Business Research Institute Tax Credit (OBRITC) provides an additional 20% on eligible contract R&D performed by eligible research institutes. The OITC counts as government assistance that reduces the federal SR&ED claim base, so the effective combined rate is slightly lower than a simple sum.

Desglose del apilamiento de créditos fiscales I+D

SR&ED federal ITC (CCPC, primeros $6M)

35%

Ontario Innovation Tax Credit (OITC)

Tasa combinada

43%

El crédito provincial es reembolsable; recibe un pago en efectivo incluso si no adeuda impuestos.

Más información sobre SR&ED en Ontario Calcule su reembolso SR&ED

Panorama de financiación en Ontario: lo que los directores financieros y líderes I+D deben saber

Ontario small-business funding comes in three layers. The province runs Starter Company Plus, Summer Company and the Ontario Job Grant, delivered locally through Ontario Small Business Advisory Centres and Employment Ontario, plus the Ontario Together Trade Fund for tariff-affected firms. Federal and provincial regional agencies split the map: FedDev Ontario serves southern Ontario with interest-free repayable business funding ($125,000 to $10 million, up to 50% of costs), the Regional Tariff Response Initiative (up to $3 million non-repayable) and the Regional Artificial Intelligence Initiative (open to January 19, 2027, with a November 24, 2026 date for projects starting before March 31, 2027), while NOHFC funds new and growing businesses in Northern Ontario. National programs apply everywhere: NRC IRAP for technology SMEs, Canada Summer Jobs, and loans from Futurpreneur, BDC and lenders in the Canada Small Business Financing Program. Two FedDev Ontario programs, the Build Communities Strong Fund Local Impact stream and the Regional Defence Investment Initiative, have paused intake, and CanExport SMEs has processed all of its 2026–27 applications.

Industrias clave y programas específicos por sector

Manufacturers and exporters hit by U.S. tariffs are the focus of the newest money: the Regional Tariff Response Initiative and the Ontario Together Trade Fund (up to $5 million, typically 10–20% of eligible costs, for businesses with at least five full-time employees investing $200,000 or more). Storefront retailers can apply for OCI's Retail Modernization Project Grant (up to $5,000), and other SMEs can get up to $15,000 toward a digital modernization and adoption plan through OCI's Digital Competence Centre. Game studios and educational-software companies claim the Ontario Interactive Digital Media Tax Credit (40% of eligible Ontario labour, or 35% for fee-for-service work). Software, AI, life sciences and advanced-manufacturing companies doing R&D combine NRC IRAP with SR&ED and the OITC, and southern Ontario companies adopting or commercializing AI can apply to the Regional Artificial Intelligence Initiative.

Consejos de solicitud para empresas de Ontario

Start with a free consultation at an Ontario Small Business Advisory Centre; it is also where you apply for Starter Company Plus. Check eligibility thresholds before you write anything: FedDev Ontario's core business funding needs 5 to 500 full-time employees and three years of incorporation, the Regional Tariff Response Initiative needs at least $1 million in annual revenue, and the Ontario Together Trade Fund needs five full-time employees and a $200,000 project. For staff training, the Ontario Job Grant takes applications year-round, currently for 25 or fewer participants per application. For NRC IRAP, a senior executive calls 1-877-994-4727 first; advice comes before any funding. SR&ED claims are due 18 months after your fiscal year-end and the OITC is claimed with the same corporate return, so keep technical records as the work happens.

Principales subvenciones y programas de financiación en Ontario

Los programas federales y provinciales más impactantes para empresas de Ontario. Es una selección curada: GrantOps rastrea 6000+ programas en total.

SubvenciónUp to $5K

Starter Company Plus

Ontario grant of up to $5,000 plus training and mentoring to start, expand or buy a small business. For Ontario residents 18+ (citizens or permanent residents) not in full-time school; you contribute at least 25% of the grant in cash or in kind. Apply through an Ontario Small Business Advisory Centre.

SubvenciónUp to $10K per trainee

Ontario Job Grant (formerly Canada-Ontario Job Grant)

Ontario and federal funding for employers to train new or existing staff, up to $10,000 per trainee. Employers with fewer than 100 employees pay at least one-sixth of training costs, or nothing (up to $15,000 per trainee) when training previously unemployed new hires. Applications are taken year-round; the ministry is currently accepting applications for 25 or fewer participants.

Subvención50% of minimum wage

Canada Summer Jobs (employers)

Federal wage subsidy for hiring young people aged 15 to 30 for 6 to 16 weeks of full-time summer work. Private-sector employers with 50 or fewer full-time employees receive 50% of the provincial minimum wage; not-for-profits up to 100%. The CSJ 2027 employer intake closes December 3, 2026 at 11:59 p.m. Pacific time.

SubvenciónUp to $5K

Retail Modernization Project Grant (Ontario Centre of Innovation)

OCI Digital Competence Centre grant for Ontario storefront retailers with 1 to 50 employees, at least one year in business and $100,000 in annual revenue, to adopt digital technology, hardware and software. First come, first served while funds last. Other SMEs (1 to 499 employees) can instead get up to $15,000 toward a digital modernization and adoption plan.

SubvenciónUp to $200K

NOHFC Invest North – Launch

Northern Ontario Heritage Fund Corporation support for launching a new business in Northern Ontario: a conditional contribution of up to 50% of eligible project costs, to $200,000. You put in at least 15% from your own resources and run the business full time. Retail, service, accommodation and food-service businesses are not eligible.

PréstamoUp to $75K

Futurpreneur Canada

Equity-free startup financing of up to $75,000 in total (up to $25,000 from Futurpreneur plus up to $50,000 from BDC) and up to two years of one-on-one mentoring, for Canadian citizens and permanent residents aged 18 to 39 launching a business.

PréstamoUp to $350K

BDC Small Business Loan

Online term loan from the Business Development Bank of Canada. BDC lists at least 24 months in business and $100,000 in annual revenue for loans up to $100,000, and $250,000 in annual revenue for larger loans.

PréstamoUp to $1.15M

Canada Small Business Financing Program

Government-backed loans through banks and credit unions for businesses, start-ups included, with gross revenue of $10 million or less: up to $1 million in term loans and $150,000 in lines of credit. You apply to your lender, which makes the decision.

Subvención/PréstamoUp to $3M non-repayable

Regional Tariff Response Initiative (FedDev Ontario)

For incorporated southern Ontario businesses with at least $1 million in annual revenue that are affected by U.S. tariffs: non-repayable liquidity support of up to $2 million, and pivot projects (up to $1 million non-repayable; larger projects repayable at up to 75% of costs). Accepting applications; retail and local consumer services are not eligible.

Préstamo$125K–$10M

FedDev Ontario funding for businesses

Interest-free, repayable funding for southern Ontario businesses with 5 to 500 full-time employees, incorporated for at least three years, to adopt technology, improve productivity or enter new markets. FedDev covers up to 50% of eligible costs, and repayment normally starts one year after the project ends.

Préstamo$125K–$5M

Regional Artificial Intelligence Initiative (FedDev Ontario)

Interest-free, repayable funding of up to 50% of costs for southern Ontario businesses adopting or commercializing AI. Applications are open until January 19, 2027 (4:59 p.m. EST); apply by November 24, 2026 if your project and costs start before March 31, 2027.

Subvención/PréstamoUp to $5M

Ontario Together Trade Fund

Ontario grants or loans, typically 10–20% of eligible costs, for businesses with at least five full-time employees and three years of operations that invest $200,000 or more to reach new markets or re-shore supply chains in response to U.S. tariffs. Continuous intake; loans are interest-free during the project and up to 30% may be forgiven.

SubvenciónVaries by project

NRC IRAP

Advice and, in some cases, non-repayable funding for incorporated, for-profit technology SMEs with up to 500 full-time-equivalent employees. A senior executive starts by calling 1-877-994-4727; funding follows a working relationship with an NRC advisor.

Crédito fiscal8% refundable

Ontario Innovation Tax Credit (OITC)

Refundable 8% credit on up to $3 million a year of SR&ED spending in Ontario, stacking on the federal SR&ED credit. The limit starts to shrink once the prior year's taxable income passes $500,000 or taxable capital reaches $25 million.

Crédito fiscalUp to 35%

SR&ED Federal Tax Credit

Federal R&D tax credit: 35% on the first $6 million of qualified spending for CCPCs and eligible Canadian public corporations (tax years beginning after December 15, 2024), refundable on current expenditures; 15% above the limit.

Crédito fiscal40% of labour

Ontario Interactive Digital Media Tax Credit (OIDMTC)

Refundable credit administered by Ontario Creates: 40% of eligible Ontario labour plus marketing and distribution costs (capped at $100,000 per product) for interactive digital media products a company develops for itself, or 35% of labour for fee-for-service work.

Es una muestra curada. Las 398 guías de programas para empresas de Ontario se enumeran a continuación.

Encuentre todas las subvenciones en Ontario

Las 150 guías de programas para empresas de Ontario

Programas provinciales y regionales abiertos a empresas de Ontario: los montos más altos primero, luego la lista A–Z completa con el organismo oficial de cada uno.

SubvenciónHasta 10.000.000 CAD